Financial stability under cyber and macro-financial shocks: multivariate panel dataset

This dataset contains a balanced multivariate panel covering ten European countries (2016–2024), compiled to analyze the impact of cybercrime, digital readiness, and macro-financial turbulence on the resilience of national financial infrastructure. The dataset integrates indicators of cyber readiness (GCI, NCSI), digital infrastructure (SIS), crime intensity (CI), macro-financial instability (WUI, inflation, unemployment, exchange-rate volatility, GDP growth), and financial stability (NPL).

The data were collected from open official sources, including the World Bank, IMF, ENISA Threat Landscape Reports, Numbeo Crime Database, UN datasets, and National Cybersecurity Index (NCSI database). 

This dataset supports research on cyber-financial risks, digital resilience, and macro-financial stability, and may be used for replication, robustness testing, system resilience assessment, and cross-country comparative analysis.