DefaultData and PPDaiData

DefaultData dataset is obtained from the UCI machine learning library (Asuncion & Newman, 2007). PPDai dataset is obtained from customer data from a Chinese P2P lending platform named PaiPaiDai .A brief description of these datasets is shown in Table 1. DefaultData dataset contains 30000 instances including 23364 non-default instances and 6636 default instances. Each instance contains 24 features (15 numeric features and 9 categorical features). PPDai dataset contains 55596 instances including 48413 non-default instances and 7183 default instances. Each instance contains 29 features (22 numeric features and 7 categorical features).