Supplementary Health and aging after 19 years of regulation: where are we now?

Abstract The present article aims to analyze the changes in supplementary health and their effects on the adherence to and maintenance within health plans of the elderly, to demonstrate the current state of the care model offered, and to begin the debate regarding the importance of changing care models and remuneration in the sector. It was observed that turnover in health plans was lower among the elderly than among the non-elderly population, with greater adherence to individual and pre-regulation plans and a very low adherence to dental plans. The elderly were also more representative over the previous year, demonstrating a greater need for permanence in times of economic crisis. Care and cost data point to the urgent need to reformulate the care practice, supported by structures that are practically non-existent in Brazilian supplemental health care today and are not funded in the sector (such as palliative care and care management physicians, among others).