Decorative panel system

A decorative panel formed from at least a display panel secured to a frame. In some embodiments the panel comprises a transparent or translucent display panel and an interchangeable decorative insert disposed between the display panel and a supporting surface. In other embodiments an opaque display panel acts serves the function of both the display and decorative layers. A retaining frame is disposed about the periphery of the panels and retains the layers in generally abutting relation， the retaining frame being removable so as to permit replacement of the decorative insert or display panel. The retaining frame comprises a return flange disposed forwardly of the supporting surface at the position of the groove， such that the display panel is retained by the flange seated in the groove， generally concealing the retaining frame. The panel system of the invention provides a cost effective means of changing the look of cabinetry and other decorative fixtures that is easy to implement and results in little wastage of materials.