RatingsXpress®: Scores & Factors

The RatingsXpress®: Scores & Factors dataset provides transparency into how S&P Global Ratings analysts establish an Issuer Credit Rating.

By assessing the underlying business, financial, industry, and economic risk factors and assessments, plus the stand-alone credit profile, which drove an analyst's rating recommendation for an issuer, you can:
- Create meaningful financial benchmarks for internal risk models as a result of weakening support from the parent, affiliate, or related government
- Gain more insights into when the credit quality of an entity may be shifting by monitoring the underlying components of its credit rating
- Better differentiate between Issuers with the same rating by assessing a company's business risk profile, industry risk, and competitive position
- For banks adhering to Basel III regulations, decouple an Issuer's credit risk from any credit support provided to the entity

This dataset includes:
- Historical coverage for corporations (CORP Score Group) dating back to 2017, banks (BANK Score Group) dating back to 2018, insurers (INSURANCE Score Group) dating back to 2019, and sovereigns (SOV Score Group) dating back to 2018
- Historical coverage for Banking Industry & Country Risk Assessments (BICRA Score Group) dating back to 2019
- Available in span, daily or monthly frequencies

搜集汇总

背景与挑战

背景概述

该数据集披露标普全球评级分析师评定发行人信用评级的核心要素，包括业务风险、行业风险等关键指标，并提供2017年起各行业（企业、银行、保险、主权等）的历史数据，支持跨频次查询。