The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?
收藏NBER2014-02-01 更新2025-01-04 收录
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https://www.nber.org/papers/w19920
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资源简介：
We explore the effects of mandatory third-party review of mortgage contracts on consumer choice--including the terms and demand for mortgage credit. Our study is based on a legislative pilot carried out by the State of Illinois in a selected set of zip codes in 2006. Mortgage applicants with low
提供机构：
美国国家经济研究局
创建时间：
2014-02-01
