Share of local finance app downloads in Europe 2019-2023

Between 2019 and 2023, the fintech sector in the major European countries became less localized in terms of finance app downloads. In all observed countries, the share of locally headquartered finance app downloads decreased between 2019 and 2023, although 2023 saw an increase in France and the United Kingdom. In comparison, the share of local finance app downloads in the United States was much higher (87.2 percent) than in any of the observed European countries.

在2019年至2023年期间，主要欧洲国家的金融科技领域在金融应用程序下载方面呈现出去地域化的趋势。在所有观察到的国家中，以本地总部为基础的金融应用程序下载份额在2019年至2023年期间均有所下降，尽管2023年法国和英国有所上升。相比之下，美国本地金融应用程序下载的份额（高达87.2%）远高于观察到的任何欧洲国家。