Credit Consensus Ratings

Credit Consensus Ratings provide a unique measure of creditworthiness on 64,000+ counterparties and borrowers across corporates, financial institutions, and sovereign entities, based on inputs from 40+ leading global financial institutions, almost half of which are G-SIBs.

Credit Benchmark receives a 1 year forward looking Probability of Default (PD) linked to the contributing banks’ internal rating. These PDs are averaged, to get the consensus opinion of the default risk of the counterparty in the next 12 months. The consensus PD is also mapped to a letter rating using a custom Credit Benchmark rating scale that has been calibrated using banks’ internal rating scales.

Credit Consensus Ratings are supplemented by descriptive analytics that provide insights into the underlying credit views that make up the consensus.

**Designed for**

- Market participants such as:
- Banks
- Buy-side participants including asset managers and insurance companies
- Finance and treasury departments of corporates and governments
- Clearing houses and CCPs
- Brokerage firms

**Benefits**:

- Unparalleled coverage of public and private issuers; filling the gaps left by traditional ratings agencies
- Free from “issuer-pays” conflict of public ratings, and any bank bias
- Driven by the credit views of 40+ of the world’s largest regulated banks, almost half of which are G-SIBs
- The consensus is refreshed twice monthly to provide dynamic indicators of potential credit risk changes
- Alerting and monitoring allows users to assess risk over the lifetime of a transaction
- A unique growing global dataset

**Data details**:

- Credit Consensus Ratings on 64,000+ entities globally
- Credit Consensus Ratings coverage across Corporates, Financials, Funds and Sovereigns
- Updated twice monthly
- Time series data available from 2015
- Price: POA

**Contact Us:**

For more information, visit https://www.creditbenchmark.com or email [e-mail]

Crux Product Identifier: Cx30016

信贷共识评级（Credit Consensus Ratings）基于全球40余家顶尖金融机构（其中近半数为全球系统重要性银行，G-SIBs）的输入数据，为企业、金融机构及主权实体等6.4万余家交易对手与借款主体提供独具特色的信用风险评估维度。

信贷基准（Credit Benchmark）会获取与贡献银行内部评级挂钩的1年期前瞻性违约概率（Probability of Default，PD）。通过对上述违约概率进行平均计算，可得到该交易对手未来12个月违约风险的共识评估结果。同时，信贷基准将基于定制评级标尺将共识违约概率映射为字母评级，该标尺已通过各银行内部评级体系完成校准。

信贷共识评级辅以描述性分析工具，可帮助用户深入解析构成该共识的底层信用观点。

### 适用对象
- 各类市场参与者，包括：
- 商业银行
- 买方机构投资者，如资产管理公司与保险公司
- 企业及政府的司库与财务部门
- 清算机构与中央对手方（CCPs）
- 经纪券商

### 核心优势
- 覆盖公共与私人发行主体，覆盖范围无可比拟，填补了传统评级机构留下的市场空白
- 摆脱公共评级“发行方付费”模式带来的利益冲突，且不受单一银行的评级偏见影响
- 基于全球40余家大型受监管银行的信用观点生成，其中近半数为全球系统重要性银行
- 每月更新两次，可动态反映信用风险的变化趋势
- 提供预警与监控功能，支持用户在交易全周期内评估风险
- 全球范围内独一无二且持续增长的数据集

### 数据详情
- 覆盖全球6.4万余家主体的信贷共识评级
- 覆盖企业、金融机构、基金及主权实体
- 每月更新两次
- 可获取2015年起的时间序列数据
- 价格：面议（POA）

### 联系我们
如需了解更多信息，请访问https://www.creditbenchmark.com或发送邮件至[e-mail]

核心产品标识：Cx30016

搜集汇总

背景与挑战

背景概述

该数据集整合40余家全球金融机构的内部评级数据，为6.4万多个企业、金融机构及主权实体提供前瞻性信用风险评估，包含每月两次更新的违约概率共识评级。主要服务于银行、资产管理公司等市场参与者，填补传统评级机构的覆盖空白。