Demand Heterogeneity in Insurance Markets: Implications for Equity and Efficiency
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In many markets insurers are barred from price discrimination based on consumer characteristics like age, gender, and medical history. In this paper, I build on a recent literature to show why such policies are inefficient if consumers differ in their willingness-to-pay for insurance conditional on
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美国国家经济研究局创建时间：
2016-07-01
