Learning How To Borrow in a Fintech World: Consumer Behavior When Search Costs Are (Near) Zero
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下载链接：
https://www.nber.org/papers/w35024
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资源简介：
Online loan marketplaces are changing consumer lending. Here we investigate consumer behavior in these markets with near-zero search costs. Using administrative data on 730,000 applications, 750,000 offers, and 200,000 individuals, together with credit registry records, we document four facts. First
提供机构：
美国国家经济研究局
创建时间：
2026-04-01
