Risk and Risk Management in the Credit Card Industry
收藏NBER2015-06-01 更新2025-01-04 收录
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https://www.nber.org/papers/w21305
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资源简介：
Using account level credit-card data from six major commercial banks from January 2009 to December 2013, we apply machine-learning techniques to combined consumer-tradeline, credit-bureau, and macroeconomic variables to predict delinquency. In addition to providing accurate measures of loss
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美国国家经济研究局创建时间：
2015-06-01
