Indonesian Bank Panel, 2015–2024: Credit Restructuring, Non-Performing Loans, and Ownership Structure

This dataset and replication package supports the study “Time-lagged effects of credit restructuring on non-performing loans across bank ownership structures in Indonesia.” It contains an unbalanced bank-level panel covering 108 Indonesian banks during 2015–2024 (1,079 bank-year observations). The package includes data in Stata and CSV formats, a codebook, bank-code lookup, Stata replication code, replication log, and appendix figures. The variables cover credit restructuring, gross and net non-performing loans, bank ownership structure, and bank-level controls. The README provides instructions for reproducing the reported analyses.