CANADA Comparing HISAs, TFSAs and RRSPs

Uses Easy access savings, such as emergency funds.To earn interest as you plan bigger investments, such guaranteed investment certificates (GICs). Long-term or bigger purchases, such as travel or a wedding.Or, invest in a TFSA and earn compound interest tax-free to help fund your retirement. Save for retirement.Borrow funds from RRSP for the Home Buyers’ Plan and Lifelong Learning Plan to pay for your first home or education expenses. Eligibility May be at least 18 years of age and a Cana...

利用便捷存取储蓄，例如紧急备用金。为规划更大规模的投资赚取利息，可投资于保证投资证明书（GICs）。用于长期或较大规模的开支，例如旅行或婚礼。或者，投资个人税收减免储蓄账户（TFSA），以无税复利的形式为退休资金积累。为退休储蓄。为首次购房者计划或终身学习计划，可从注册退休储蓄计划（RRSP）中借款，以支付首套房或教育费用。资格要求：至少需年满18周岁，并且为加拿大公民或永久居民。