S1_File.7z contains the program code of all simulations in this paper.

The simulations are programmed in Repast 3, an agent-based modeling toolkit available at http://repast.sourceforge.net/repast3/. To run the program, one needs a Java Builder, such as Eclipse (available at https://eclipse.org/). After downloading these two programs, a new Java project in Eclipse needs to be created and the two files (Main.java and Agent.java) need to be imported. The downloaded Repast.jar has to be added to the Building path. The main class to run the program is uchicago.src.sim.engine.SimInit. The program generates the output in a txt file (data.txt), it’s location can be specified in line 86 of the program. The output contains the long-run share of depositors who do not withdraw (k*). The parameters can be specified either in the setup method (line 53) or using the Repast GUI that pops up after running the code. (7Z)