Overview of private banks and asset managers in Belgium 2018-2019, by AUM

In 2019, most private banking assets in Belgium could be found at the four biggest consumer banks of the country: Paribas Fortis, KBC, ING Belgium and Belfius. This is probably due to the relatively low bar set for clients, as investable assets of 250,000 euros or more was enough to participate. Note that this list is different from numbers shown in another ranking on Belgium’s largest asset managers. The overview mentioned here focuses more specifically on private banking and wealth management, instead of the much broader asset management (or vermogensbeheer in Belgian Dutch/gestion d’actifs in French). Private banking and wealth management are generally aimed at clients with a higher portfolio than regular customers or even high-net-worth-individuals (HNWIs). Why are some private banks missing from this ranking? This ranking came from a survey which requested private banks to supply their financial data for general publication. The source mentions, however, that the private banking sector in Belgium is "hyper competitive" and that especially banks which target HNWIs were reluctant to share data. Swiss banks such as Edmond de Rothschild and Lombard Odier, or French bank CA Indosuez (Crédit Agricole), for example, did not supply any figures, as it is part of their policy to not share customer data. There are financial figures on specific branches from banks on Statista, such as the net profit of the European headquarters of Edmond de Rothschild in Luxembourg. These figures, however, do not mention explicitly the revenue they make in each country they serve. From Luxembourg, with interest Several of the players active on the Belgian private banking market have their roots outside the country. ABN AMRO (Netherlands) and Deutsche Bank (Germany) are notable examples, but there are also several examples originating from Luxembourg like Puilaetco Dewaay (part of KBL European Private Bankers) and the Belgian branch of Banque de Luxembourg. The Grand Duchy’s private banking sector focuses almost exclusively on HNWIs: in 2018, clients with assets over five million euros made up three-quarters of all private banking AUM in the country. These clients came from all over the world, but for a large part from European countries. In 2018, Belgians (along with French and German clients) were the most common non-domestic customers in the Grand Duchy’s private banking sector.

2019年，比利时大部分私人银行资产集中于该国最大的四家消费银行：巴黎银行富通集团、KBC、ING比利时和Belfius。这或许是因为客户准入门槛相对较低，投资资产达到25万欧元或以上即可参与。值得注意的是，此列表与比利时最大资产管理公司排名中的数字不同。此处所述概览更专注于私人银行与财富管理，而非更为广泛的资产管理（在比利时荷兰语中称为vermogensbeheer，在法语中称为gestion d’actifs）。私人银行与财富管理通常针对拥有比普通客户或甚至高净值个人（HNWIs）更高投资组合的客户。为何某些私人银行未出现在此排名中？此排名源自一项调查，要求私人银行提供其财务数据以供公开发布。然而，该来源指出，比利时的私人银行行业竞争激烈，特别是那些以高净值个人为目标客户的银行不愿意分享数据。例如，瑞士银行如Edmond de Rothschild和Lombard Odier，或法国银行CA Indosuez（Credit Agricole），均未提供任何数据，因为这属于他们不共享客户数据的政策。在Statista上，可以找到一些银行特定分支的财务数据，例如Edmond de Rothschild在欧洲总部卢森堡的净收益。然而，这些数据并未明确提及他们在各自服务国家所获得的收入。从卢森堡出发，考虑到利息等因素。比利时私人银行市场上的活跃参与者中，有多家起源于国外。荷兰的ABN AMRO和德国的德意志银行是显著的例子，但也有来自卢森堡的例子，如Puilaetco Dewaay（KBL欧洲私人银行家集团的一部分）和卢森堡银行的比利时分行。大公国私人银行行业几乎专注于服务高净值个人：2018年，资产超过五百万欧元的客户占该国私人银行资产管理总额的四分之三。这些客户来自世界各地，但大部分来自欧洲国家。2018年，比利时人（以及法国和德国客户）成为大公国私人银行行业中最常见的非本国客户。