Quantitative Risk Analysis of China's Financial Industry-Based on AHP and Fuzzy Comprehensive Evaluation Model

In recent years, with the development of science and technology in China, the financial industry has also undergone significant changes. In the diversified financial field, the diversified financial system headed by financial technology gradually occupies a dominant position. The cash of financial technology has played a very important role in improving the efficiency of financial services. How ever, fintech goes hand in hand with fintech risks. This paper uses AHP + fuzzy comprehensive evaluation model, seeks 50 financial experts to comprehensively quantify the risk of financial industry, and explores the leading factors of China's financial industry risks at present, so as to make predictable intervention. It is found that technical risk, moral risk and legal risk, with a weight of 76% and a fuzzy evaluation index of "high", are the main factors affecting financial technology risks, while traditional financial risk account for the majority but only account for 24%. Although the weight ratio is not large, it still cannot be ignored. The purpose of this paper is to quantify the vague financial industry risk, explore the dominance of financial technology risk and traditional financial risk in the current financial industry, and conclude that in the face of the future development of China's financial industry, it is necessary to pay more attention to intervening in the risk brought by financial technology, so as to optimize resource allocation, but traditional financial risk cannot be ignored.