Search and Negotiation with Biased Beliefs in Consumer Credit Markets
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How do biased beliefs about the interest rate distribution affect search, negotiation, and loan terms in consumer credit markets? In collaboration with Chile's financial regulator, we conducted a randomized controlled trial with 112,063 loan seekers. Randomly eliciting beliefs about interest rates
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美国国家经济研究局创建时间：
2026-08-01
