electricsheepafrica/nigerian-banking-sme-loans

这是一个关于尼日利亚中小企业贷款的合成数据集，包含违约标签。该数据集基于真实的尼日利亚银行环境，旨在用于信用风险建模、违约预测和中小企业贷款优化。数据集具有尼日利亚的实际银行名称、州、人口统计信息。它提供了在90天（10%）和180天（15%）窗口的违约标志。数据集规模大，包含200万行数据，具有现实的分布特征，时间覆盖范围从2021年1月1日至2024年12月31日。

This is a synthetic dataset of Nigerian SME (Small & Medium Enterprise) loans with default labels. Based on authentic Nigerian banking context, it is designed for credit risk modeling, default prediction, and SME lending optimization. The dataset features real bank names, states, and demographics of Nigeria. It includes default flags at 90-day (10%) and 180-day (15%) windows. The dataset is large-scale, containing 2,000,000 rows, with realistic distributions and temporal coverage from January 1, 2021, to December 31, 2024.