Workers' compensation indemnity benefits paid by type, part 2

Workers’ compensation indemnity benefits are cash benefits paid to injured workers. These benefits include benefits for temporary disability (time loss), permanent partial disability, permanent total disability, and death. Statute sets eligibility criteria and the rates at which insurers pay these benefits. In the case of death from work-related causes, indemnity benefits are paid to survivors. Indemnity benefits also include vocational assistance benefits paid on behalf of severely disabled workers to get them back to work.

Indemnity benefits also include settlements between workers and insurers. Claim disposition agreements (CDAs) and disputed claim settlements (DCSs) are the two forms of settlements.

The Workers' Benefit Fund ( WBF)provides funds for programs that assist employers and injured workers. Assessment revenues, not insurance premiums, finance these programs. Employers and workers each pay half the assessment. The two major programs are the Retroactive Program and the Re-employment Assistance Program.

The Retroactive Program pays cost-of-living increases to workers or their beneficiaries based on changes in average wages. The two major benefits paid are for permanent total disability and death. Since at least 1995, the majority of PTD and death benefits have been paid from this program.

The Re-employment Assistance Program provides incentives for injured workers to return to work, through the Employer-at-Injury Program (EAIP) and the Preferred Worker Program (PWP). Benefits common to both are wage subsidies, worksite modifications, and employment purchases.

Workers who have not been released to regular work but can return to transitional jobs are eligible for the EAIP. Use of this program allows many claims to remain nondisabling even though the workers have medical restrictions.

Workers who have a permanent disability and are unable to return to regular work are eligible for the PWP benefits, which may be initiated by either the worker or the employer. In addition, claim cost reimbursement is paid for preferred workers who suffer new injuries.

The data in this table include estimated figures and are subject to revision. All dollars are shown in millions of dollars.

工伤赔偿金是指支付给受伤工人的现金补偿。这些补偿包括临时残疾（时间损失）、永久性部分残疾、永久性全部残疾以及死亡赔偿。相关法规规定了获得赔偿的资格标准以及保险公司支付这些赔偿的费率。在因工作相关原因死亡的情况下，赔偿金将支付给遗属。赔偿金还包括代表严重残疾工人支付以帮助他们重返工作岗位的职业援助金。
赔偿金还包括工人与保险公司之间的和解协议。索赔处置协议（CDAs）和争议索赔解决（DCSs）是两种和解形式。

劳动者福利基金（WBF）为协助雇主和受伤工人的项目提供资金。这些项目的资金来源于评估收入，而非保险费。雇主和工人各自承担一半的评估费用。两大主要项目为追溯性项目和再就业援助项目。

追溯性项目根据平均工资的变化向工人或其受益人支付生活费用增加部分。支付的主要福利为永久性全部残疾和死亡赔偿。自1995年起，大多数永久性全部残疾和死亡赔偿金均由该项目支付。

再就业援助项目通过雇主受伤计划（EAIP）和优先工人计划（PWP）为受伤工人重返工作岗位提供激励。两者共同提供的福利包括工资补贴、工作场所改造和就业购买。

尚未恢复正常工作但可以返回过渡性工作的工人有资格获得EAIP。使用该计划可以使许多索赔保持非致残状态，尽管工人存在医疗限制。

永久性残疾且无法返回正常工作的工人有资格获得PWP福利，该福利可由工人或雇主发起。此外，对遭受新伤害的优先工人支付索赔成本补偿。

本表中的数据包括估算数字，并可能进行修订。所有金额均以百万美元为单位。