Global Financial Inclusion Data Archive: Household Liquidity, Collateral Access, and Microcredit Structures

This archive provides a structured set of synthetic and aggregated data designed to illustrate global patterns in household liquidity constraints, collateral accessibility, and the use of short-term credit instruments across different economic environments. The dataset integrates representative financial indicators, modeled household stress metrics, and comparative measures of microcredit versus collateral-based lending usage. Accompanying documentation includes detailed methodology notes, a data dictionary, sampling assumptions, and cross-regional discussion papers. These materials are intended to support research in financial inclusion, economic vulnerability, and household finance, offering a neutral and educational foundation for analysts, policymakers, and academic researchers. All datasets are non-proprietary, non-identifiable, and constructed for research, teaching, and model-development purposes.Scripts are included for basic data loading, exploratory visualization, and replication of summary statistics.