车辆使用强度

基于海量车联网数据，统计车辆年行驶里程和年平均车速，支撑新承保和续保客户的分级核保定价，一定程度改善新能源车险行业客户端保费高、险企端赔付率高等痛点问题，服务新能源汽车行业的健康发展。

Based on massive Internet of Vehicles (IoV) data, this dataset calculates the annual mileage and average annual driving speed of vehicles. It supports tiered underwriting and pricing for new and renewal insurance customers, alleviates the pain points such as high premiums for customers and high loss ratios for insurance companies in the new energy vehicle insurance industry to a certain extent, and facilitates the healthy development of the new energy vehicle industry.