FCA: The retail intermediary market 2022

Firms that provide advice on, or arrange, mortgages, insurance policies or retail investment products for consumers must send the FCA information about their activities on the Retail Mediation Activities Return (RMAR).

The FCA uses this information to help it supervise the activities of these intermediary firms and inform its other regulatory functions. This analysis gives an update on firms in the retail intermediary sector based on data for 2022.

In the analysis the FCA categorises firms based on their main type of regulated business activity, for example financial advisers, insurance intermediaries, mortgage brokers.

为消费者提供关于抵押贷款、保险政策或零售投资产品咨询或安排的机构，必须向英国金融行为监管局（FCA）提交其在零售中介活动报告（RMAR）上的活动信息。FCA利用这些信息以协助其监管这些中介机构的业务活动，并履行其其他监管职能。本分析基于2022年的数据，对零售中介领域的机构进行了更新。在分析中，FCA根据机构主要的监管业务活动类型进行分类，例如金融顾问、保险中介、抵押贷款经纪人。