Sticking to Your Plan: The Role of Present Bias for Credit Card Paydown
收藏NBER2018-08-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w24881
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资源简介：
Using high-frequency transaction-level income, spending, balances, and credit limits data from an online financial service, we show that many consumers fail to stick to their self-set debt paydown plans and argue that this behavior is best explained by a model of present bias. Theoretically, we show
提供机构：
美国国家经济研究局
创建时间：
2018-08-01
