Remittance Cost Report 2026: Crypto vs Traditional Remittance Costs by Corridor

All-in cost of sending money across 8 corridors (US to Mexico, Philippines, Nigeria, Brazil, India, Kenya, Ghana, Indonesia), comparing crypto rails (USDT/USDC by network plus the local off-ramp) against traditional services (Western Union, MoneyGram, Wise, Remitly, banks) at $200 and $1,000. Traditional baseline: World Bank Remittance Prices Worldwide (Q3 2025); crypto rates collected live in May 2026. Each row records provider, network, fees, all-in percent and dollar cost, settlement speed, source URL, collection date and a confidence flag, so every number is independently checkable. Key finding: crypto is cheaper than the traditional corridor average in all 8 corridors, but the margin varies widely - under 1 percent in seven corridors versus 3.91 percent in Ghana, where cedi off-ramp spreads erode most of the saving. Published by Apex Digital Media LLC (ChainGain). CC BY 4.0.