Dual Credit Markets: Income Risk, Household Debt, and Consumption
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下载链接：
https://www.nber.org/papers/w32858
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资源简介：
Many young employees work on a temporary basis, which entails significantly greater income risk than permanent work, even for jobs in the same occupation and at a similar wage. We find that this income uncertainty leads lenders to ration credit to temporary workers, precisely at the stage of life
提供机构：
美国国家经济研究局
创建时间：
2024-08-01
