企业信用轨迹数据挖掘与分析平台数据集

该数据集的数据来源主要为公司自有的系统数据，同时结合企业经营报告、信用记录、监管记录等多方面的公开信息进行补充。埃里斯信用评价有限公司的智库系统涵盖了企业基本信息、企业财务状况、借贷、税务等情况，同时通过自动抓取手段从企业工商注册、企业公开的经营报告、政府和监管部门的公开处罚记录等公开渠道中抓取相关数据进行补充。数据构成包括：1.企业基本信息：企业ID、经营年限、经营规模、经营范围。2.财务数据：负债率、净利润、现金流。3.贷款与违约记录：贷款记录、逾期记录、债务违约记录。4. 违规记录：税务违规记录、行政处罚记录、5. 信用评级：信用评价等级。

The data sources of this dataset primarily originate from the company's proprietary system data, supplemented by a variety of public information including corporate business reports, credit records, and regulatory records. The Think Tank System of Eris Credit Evaluation Co., Ltd. encompasses basic corporate information, corporate financial status, lending activities, taxation and other related matters. Furthermore, it supplements the dataset by scraping relevant data from public channels through automated methods, including enterprise industrial and commercial registration records, publicly disclosed corporate business reports, public penalty records of government and regulatory departments, and other similar public sources. The dataset comprises the following components:
1. Basic corporate information: enterprise ID, operating years, business scale, business scope.
2. Financial data: debt ratio, net profit, cash flow.
3. Loan and default records: loan records, overdue records, debt default records.
4. Violation records: tax violation records, administrative penalty records.
5. Credit rating: credit evaluation rating.

搜集汇总

数据集介绍

特点

该数据集为'企业信用轨迹数据挖掘与分析平台数据集'，包含4980条企业信用相关数据，每季度更新一次。数据涵盖企业经营年限、规模、负债率、净利润、现金流、贷款记录、逾期记录、债务违约记录、税务违规记录、行政处罚记录等多个维度，主要用于企业信用评估、风险预测和决策支持。数据经过清洗、去重、缺失值处理、标准化和异常值检测等预处理步骤，并通过多元线性回归模型计算信用评分，最终将企业分为不同的信用等级。