Google Pay penetration, online and offline, in 19 countries worldwide in Q2 2024

Google Pay was used more often for in-store payments in both India and Poland than in either the United States or the UK in early 2024. This reveals itself when comparing two questions from Statista's Consumer Insights as eight out of 10 consumers from India replied they had used Google Pay. India ranks within the top three of countries in the world with the highest penetration of proximity mobile payments.How many people use Google Pay?Google's mother company Alphabet does not share user figures of Google Pay. This is because the company does not charge transaction fees, except in the United States when clients transfer money from a Google Pay account to a bank account with a debit card. A 2022 forecast predicted the number of Google Pay users in the United States would grow by more than six million between 2022 and 2026. This prediction was from before May 2022, however. That month, Google announced it would replace Google Pay altogether with a resurrected Google Wallet app in 39 countries across the world, except the U.S., Singapore, and India.Google Pay used more often on websites outside the United StatesWebsite tracking focusing on payment technologies indicates Google Pay is used more often on websites from Canada, New Zealand or Ireland than on U.S. websites or platforms from Europe. Nearly four percent of merchants in Italy with at least one Payment Acceptance or Payment Processor technology up to August 2023 had Google Pay on their website. Websites from India ranked relatively low in this list, potentially indicating Google Pay is either used more as an offline payment method or that Google Pay is integrated within UPI in the country.

在2024年初，相较于美国和英国，Google Pay在印度和波兰的线下支付使用频率更高。这一现象在Statista的消费者洞察调查中得以体现，其中10位印度消费者中有8位表示他们曾使用过Google Pay。印度位列全球近场移动支付渗透率最高的前三位国家之列。使用Google Pay的人数究竟有多少？Google的母公司Alphabet并未公开Google Pay的用户数据，这是因为除了在美国，当客户将Google Pay账户中的资金转账至带有借记卡的银行账户时，该公司不收取交易费用。2022年的预测显示，从2022年到2026年，美国Google Pay的用户数量预计将增长超过600万。然而，这一预测是在2022年5月之前做出的。在那个月，Google宣布在全球39个国家（不包括美国、新加坡和印度）完全取代Google Pay，并重新推出Google Wallet应用。在美国以外的网站上，Google Pay的使用频率更高。专注于支付技术的网站追踪表明，Google Pay在加拿大、新西兰或爱尔兰的网站上比在欧洲的网站上或平台中使用得更频繁。截至2023年8月，意大利至少拥有一种支付接受或支付处理技术的4%的商家在其网站上使用Google Pay。在印度网站中，这一比例相对较低，这可能意味着Google Pay在该国更多地作为线下支付方式使用，或者Google Pay已与印度的统一支付接口（UPI）集成。