Paying for Health Insurance: The Tradeoff between Competition and Adverse Selection
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This paper uses data on health insurance choices by employees of Harvard University to examine the effect of alternative pricing rules on market equilibrium. In the mid-1990s, Harvard moved from a system of subsidizing more expensive insurance to a system of contributing an equal amount to each plan
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美国国家经济研究局创建时间：
1996-10-01
