Replication package: Rich-Poor Financial-Inclusion Gaps and Subsequent Digital-Payment Changes: A Cross-Country Measurement Study of Global Findex, 2014–2024

This record contains the replication materials for “Rich-Poor Financial-Inclusion Gaps and Subsequent Digital-Payment Changes: A Cross-Country Measurement Study of Global Findex, 2014–2024”. The archive includes derived country-wave and country-transition datasets, Python and Stata code, deterministic article targets, fixed-seed stochastic and sampling-sensitivity procedures, predictive-validation materials, nonlinear diffusion-stage analyses, pooled adoption-tertile interaction tests, measurement-error sensitivity outputs, figure source files, and audit documentation. The respondent-level Global Findex public-use microdata and external World Development Indicators inputs are not redistributed. Instructions for obtaining the third-party source data and reproducing the analysis are provided in the README. Package version: 1.2.4. Documentation, derived data, tables, figures, and generated outputs are licensed under CC BY 4.0; Python and Stata code are additionally available under the MIT License.