Number of owner-occupied homes in the U.S. 1975-2023

Following a period of stagnation over most of the 2010s, the number of owner occupied housing units in the United States started to grow in 2017. In 2023, there were over 86 million owner-occupied homes.  Owner-occupied housing is where the person who owns a property – either outright or through a mortgage – also resides in the property. Excluded are therefore rental properties, employer-provided housing and social housing.   Homeownership sentiment in the U.S.Though homeownership is still a cornerstone of the American dream, an increasing share of people see themselves as lifelong renters. Millennials have been notoriously late to enter the housing market, with one in four reporting that they would probably continue to always rent in the future, a 2022 survey found. In 2017, just five years before that, this share stood at about 13 percent.How many renter households are there?Renter households are roughly half as few as owner-occupied households in the U.S. In 2023, the number of renter occupied housing units amounted to almost 45 million. Climbing on the property ladder for renters is not always easy, as it requires prospective homebuyers to save up for a down payment and qualify for a mortgage. In many metros, the median household income is insufficient to qualify for the median-priced home.

自2010年代大部分时期停滞不前之后，美国自2017年起业主自住住房单位数量开始增长。至2023年，业主自住住房数量已超过8600万套。业主自住住房指的是业主——无论是通过全额购买还是通过抵押贷款——亦居住于该物业的住房。因此，不包括租赁物业、雇主提供的住房和公共住房。美国业主拥有感。尽管拥有住房依然是美国梦的基石，但越来越多的人将自己视为终身的租客。千禧一代在进入住房市场方面一直滞后，一项2022年的调查显示，四分之一的人表示他们可能将继续永远租房，而在那之前的2017年，这一比例约为13%。有多少租户家庭？美国的租户家庭数量大约是业主自住家庭数量的一半。至2023年，租赁住房单位数量几乎达到4500万。对于租户来说，攀登住房阶梯并非总是容易，因为这要求潜在的购房者积攒首付并符合抵押贷款的条件。在许多大都市区，中位家庭收入不足以购买中位价格的家庭住房。