Debit and Credit 2

Attitude to money and investment behavior.

Topics: sources of information, level of information and need for
information about forms of investment; person responsible for money
questions in household; attitudes to money (scale); playing Lotto, Toto
and other lotteries; criteria for an ideal financial investment;
judgement on the current and future advantageousness of investment
forms regarding their liquidity, yield or interest; savings habits;
savings goals; reasons for saving; investment forms actually used;
satisfaction with selected investment forms; intended forms of
investment; adviser in investment; annual amount of investment;
division of savings among building loan contracts, life insurance,
stocks and shares and savings accounts; familiarity of investment
companies or investment funds; familiarity of German financial
instituts; personal bank and possession of accounts; possession of
credit card; borrowing, purpose and bank providing credit; mortgage
loan and construction financing; familiarity of selected German
insurance companies; insurance policies concluded; provision for old
age and comparison of expected retirement income with current income;
intended use, level of insurance and conclusion date of life insurance;
familiarity of Loan and Building Associations; motive and use for a
building loan contract; intent to purchase a house; possession of real
estate; preference for prefabricated house or conventional manner of
construction; technical consultation received in purchase or
construction of house; familiarity of manufacturers of prefabricated
houses; assessment of the certainty of long-term provision of energy in
the Federal Republic; expected increase or decrease in the significance
of individual forms of energy in the future; strength of personality
(scale); personal opinion leadership; position of leadership in a
business; membership in a club, a citizen initiative, party,
professional organization or trade union and offices accepted there;
social mobility; type of mentality; consumer or saver; media usage;
living with a partner or in a group sharing a residence.

The following questions were also posed to home owners: year of
construction of house; type of heating and form of energy used;
description of the external equipment; living space and number of
rooms; information on plumbing and assessment of the quality of
construction; judgement on sound and heat insulation; satisfaction with
heating, plumbing facilities and construction material; year purchased;
additions and remodeling done; planned additions.