Regulatory Arbitrage or Random Errors? Implications of Race Prediction Algorithms in Fair Lending Analysis
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https://www.nber.org/papers/w31646
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资源简介：
When race is not directly observed, regulators and analysts commonly predict it using algorithms based on last name and address. In small business lendingwhere regulators assess fair lending law compliance using the Bayesian Improved Surname Geocoding (BISG) algorithmwe document large prediction
提供机构：
美国国家经济研究局
创建时间：
2023-09-01
