Modernizing Access to Credit for Younger Entrepreneurs: From FICO to Cash Flow
收藏NBER2025-01-01 更新2025-01-25 收录
下载链接：
https://www.nber.org/papers/w33367
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资源简介：
Younger entrepreneurs are disadvantaged by the common practice of relying on personal credit scores to underwrite small business loans. In causal analysis exploiting within-applicant assignment to multiple lenders, we show that younger business owners have a higher chance of loan approval when the
提供机构：
美国国家经济研究局
创建时间：
2025-01-01
