Factor Loadings.

As generative artificial intelligence (AI) rapidly transforms educational landscapes, understanding its impact on students’ core competencies has become increasingly critical for educators and policymakers. Despite growing integration of AI technologies in classrooms, there remains a significant knowledge gap regarding how these tools influence the development of essential 21st-century skills in secondary education contexts. This study addresses this gap by investigating the relationships between generative AI applications and two critical student outcomes: innovation capability and digital literacy. Through structural equation modeling analysis of data collected from 500 students across grades 7–12, the research reveals three key findings: Firstly, generative AI applications demonstrate a substantial positive effect on students’ innovation capability (β = 0.862, p