World Bank Global Findex

全球金融普惠数据库(Global Findex Database)是世界银行推出的全球唯一针对金融普惠需求的调查数据库，主要收集和分析全球成年人获取和使用金融服务的数据。该数据库自2011年启动，重点关注金融普惠、数字支付、储蓄和借贷行为，2025年新增数字连接追踪器组件，衡量移动技术的使用情况。数据库包含来自发展中国家的关键金融普惠趋势数据，如2024年发展中国家成年人金融账户持有率达到40%，较2021年增长16个百分点。

The Global Findex Database, launched by the World Bank, is the world’s only survey database dedicated to financial inclusion needs. It primarily collects and analyzes data on adults' access to and use of formal financial services worldwide. First introduced in 2011, the database focuses on core topics including financial inclusion, digital payments, savings and borrowing behaviors, and will add a Digital Connectivity Tracker component in 2025 to measure mobile technology adoption. The database contains key financial inclusion trend data from developing countries: for example, the share of adults in developing countries owning formal financial accounts reached 40% in 2024, an increase of 16 percentage points compared to 2021.