How Do Financial and Longevity Literacy Affect Annuity Demand?
收藏NBER2026-06-01 更新2026-06-16 收录
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https://www.nber.org/papers/w35323
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Deciding whether to use an annuity to draw down accumulated retirement wealth is among the most complex financial decisions individuals face. It requires reasoning about longevity risk, stochastic income streams, and largely irreversible tradeoffs, often at older ages and with limited opportunities
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美国国家经济研究局创建时间：
2026-06-01
