Stages of development of payment cards in Poland

An important stage in the development of the Polish card market was the commencement of the card and check center of Bank Pekao SA in 1992, which became a professional technical background for the widespread issuance of bank cards. At the same year PolCard SA, became the first agent in the country, launched its own terminals for payment intermediation (so-called terminal POS), thereby spreading access for payments. The next level was to start the process of accepting microprocessor cards that were accepted at POS terminals with PIN verification rather than by signature.
 In February 1993, another 12 banks became Visa International partners, thus gained access to the company's offer and international connections. The banks signed the agreement that established Forum Visa Polska, which aims to mediate between all stakeholders in the country, to determine the principles of cooperation and mutual recognition of cards.