Optimal Social Security Claiming Behavior under Lump Sum Incentives: Theory and Evidence
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People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on their willingness to delay claiming later, if they could receive a lump sum in lieu of a higher annuity payment. Using a moment-matching approach, we calibrate a lifecycle model
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美国国家经济研究局创建时间：
2017-01-01
