PRBC Consumer Report

This API provides an alternative credit score between 350-800 using alternative credit tradelines, public records (bankruptcies, evictions, liens and judgments), ACH/check transaction history and other data scoring attributes. It is used to evaluate the credit worthiness of consumers who otherwise have little or no credit history.
User credentialing is required for access.

搜集汇总

背景与挑战

背景概述

该数据集通过API提供350-800分的替代信用评分，基于替代信用记录、公共记录和交易历史等属性，旨在评估信用历史有限或无信用历史的消费者的信用价值。访问此数据集需要用户认证。