FinTech Lending to Borrowers with No Credit History
收藏NBER2024-12-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w33208
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资源简介：
Despite the promise of FinTech lending to expand credit access to populations without a formal credit history, FinTech lenders primarily lend to applicants with a formal credit history and rely on conventional credit bureau scores as an input to their algorithms. Using data from a large FinTech
提供机构：
美国国家经济研究局
创建时间：
2024-12-01
