FinTech Lending to Borrowers with No Credit History
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Despite the promise of FinTech lending to expand credit access to populations without a formal credit history, FinTech lenders primarily lend to applicants with a formal credit history and rely on conventional credit bureau scores as an input to their algorithms. Using data from a large FinTech
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美国国家经济研究局创建时间：
2024-12-01
