FCA: Mortgage lending statistics - September 2020

The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter.

Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities.

##Latest findings##
The outstanding value of all residential mortgages loans was £1,513.3 billion at the end of 2020 Q2, 3.2% higher than a year earlier.

The value of gross mortgage advances in 2020 Q2 was £44.1 billion, 33.3% lower than in 2019 Q2.

The value of new mortgage commitments (lending agreed to be advanced in the coming months) was 53.2% lower than a year earlier, at £34.3 billion.

英国金融市场行为监管局（FCA）和审慎监管局（PRA）均承担对抵押贷款提供者和管理者的监管职责。他们联合发布每季度的抵押贷款统计数据。

自2007年初以来，约340家受监管的抵押贷款提供者和管理者被要求每季度提交一份抵押贷款贷款与管理报告（MLAR），提供其抵押贷款活动数据。

##最新发现##
截至2020年第二季度末，所有住宅抵押贷款的未偿还价值为1.5133万亿英镑，较一年前高出3.2%。
2020年第二季度的总抵押贷款额度为440亿英镑，较2019年第二季度下降了33.3%。
新抵押贷款承诺（未来几个月内将发放的贷款）的价值较一年前下降了53.2%，达到340亿英镑。