Annual buy now, pay later (BNPL) loan number in U.S. 2019-2021

Five lenders in the United States supplied twice as many BNPL loans in 2021 than they did in 2020. This according to a survey held in the U.S. among five different pure player BNPL lenders, of which the biggest lender accounted for 39 percent of overall transaction volume. The smallest lender accounted for six percent. The source admits this may mean that the numbers shown here might not cover the full Buy Now, Pay Later market. Nevertheless, the aggregated figures reveal a significant growth since 2019. Dollar originations, especially, have increased by more than 200 percent per year since 2019.

根据在美国进行的针对五家不同纯玩家 BNPL 出借机构的调查，2021 年美国五家贷款机构所提供的 BNPL 贷款数量是 2020 年的两倍。其中，最大贷款机构占整体交易量的 39%，而最小贷款机构占比为 6%。来源承认，这可能意味着此处展示的数字可能无法涵盖整个先买后付市场。尽管如此，汇总数据揭示了自 2019 年以来的显著增长。特别是美元原发量，自 2019 年以来每年增长超过 200%。