Monthly APR of credit cards in Brazil 2011-2024, by credit card type

A revolving credit card in Brazil had an average of APR that was over 440 percent, as the country dealt with inflation and a lack of credit card regulation. This is according to information from the country's central bank, which tracked the Annual Percentage Rate or APR for both installment credit cards and revolving credit cards. The interest rates in Brazil are sizable: Out of 63 regulated institutions that deal with credit cards in the country, only seven had an APR that was below 100 percent. This 100 percent is part of a proposal in late 2023 to impose of a maximum interest rate. Credit cards rank as Brazil's most popular payment method for online shopping.

巴西的循环信用信用卡平均年利率（APR）高达440%以上，这在一定程度上反映了该国在应对通货膨胀和信用卡监管缺失的挑战。这一数据源自该国中央银行，该银行对分期信用卡和循环信用卡的年利率进行了追踪。巴西的利率水平显著：在该国63家受监管的信用卡机构中，仅有7家机构的APR低于100%。这一100%的利率是2023年底提出的一项旨在设定最高利率的提案的一部分。信用卡已成为巴西在线购物最受欢迎的支付方式。