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The Effects of Competition in Consumer Credit Market

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NBER2019-08-01 更新2025-01-04 收录
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https://www.nber.org/papers/w26183
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This paper finds that banks and non-banks respond differently to increased competition in consumer credit markets. Increased competition and the greater threat of failure induces banks to specialize more in relationship business lending, and surviving banks are more profitable. However, non-banks
提供机构:
美国国家经济研究局
创建时间:
2019-08-01
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