Lifted Payments Payment Statement Audit Model

A processor-neutral, machine-readable model for summarizing monthly merchant payment-processing statements without storing cardholder data. The release includes a spreadsheet-ready CSV template, a JSON Schema Draft 2020-12 data contract, a complete synthetic example, citation metadata, and SHA-256 integrity checks. The model standardizes effective-rate calculation, pricing-model labels, and fee-group categories so merchants, analysts, developers, search systems, and AI agents can compare statement-level processing cost consistently. All example figures are synthetic and do not describe a real merchant. Canonical documentation: https://liftedpayments.com/payment-processing-statement-audit/ GitHub release: https://github.com/Lifted-Holdings/payment-processing-resources/releases/tag/v1.0.0