Market share of top U.S. health insurance companies 2023

As of 2023, UnitedHealth Group had a share of 15 percent in the U.S. health insurance market. Elevance health (Anthem) had the second-largest health insurance market share, covering ten percent of the market. The top five largest insurance companies represented around 50 percent of the total U.S. market share in the health insurance industry. Health insurance market in the U.S.The United States does not have a universal healthcare system for its citizens. In the U.S. most individuals depend on employer-sponsored health coverage for their healthcare needs. Private health insurance dominates the market as it provides group and non-group policies. Public health insurance offers coverage under federal programs, Medicare and Medicaid/CHIP are the most popular ones. The U.S. health insurance industry has witnessed significant changes in the last decade, with increased spending by private insurance, expanded coverage through the ACA, and a growing Medicare Advantage market. Medicare Advantage market Medicare Advantage plans give Medicare beneficiaries the option of receiving benefits from private plans rather than from the traditional Medicare program. UnitedHealthcare, part of UnitedHealth Group, is the largest U.S. health insurance company by total membership. In 2023, Medicare Advantage provided coverage to 31 million Americans, among which some 8.9 million Medicare Advantage (MA) beneficiaries were enrolled in a plan from the UnitedHealth Group Inc.

截至2023年，联合健康集团在美国健康保险市场中占据15%的份额。Elevance健康（安森）紧随其后，市场份额为10%，位居第二。前五大保险公司合计占据了美国健康保险行业约50%的市场份额。美国健康保险市场缺乏全民医疗保障体系。在美国，绝大多数个人依赖雇主赞助的健康保险来满足其医疗需求。私人健康保险在市场上占据主导地位，提供团体和非团体政策。公共健康保险则根据联邦项目提供保险，其中医疗保险和医疗补助/儿童健康保险项目最为流行。在过去十年中，美国健康保险行业经历了显著变化，私人保险支出增加，通过《平价医疗法案》扩大了覆盖范围，以及医疗保险优势市场不断增长。医疗保险优势市场医疗保险优势计划为医疗保险受益人提供了从私人计划而非传统医疗保险项目中获得福利的选择。联合健康保险，作为联合健康集团的一部分，是美国最大的健康保险公司，按总会员数计算。到2023年，医疗保险优势计划为3100万美国人提供了保险，其中约890万医疗保险优势（MA）受益人注册了联合健康集团股份有限公司的保险计划。