Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment
收藏NBER2012-03-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w17883
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资源简介：
Empirical evidence on peer intermediation lags behind many years of lending practice and a large body of theory in which lenders use peers to mitigate adverse selection and moral hazard. Using a simple referral incentive mechanism under individual liability, we develop and implement a two-stage
提供机构：
美国国家经济研究局
创建时间：
2012-03-01
