Replication Package for "Financial Inclusion Across the United States"

Finclusion_Programs.zip is a replication package in Stata that creates and analyzes pseudo-microdata with the same variables as the actual tax microdata used in “Financial Inclusion Across the United States” by Yogo, Whitten, and Cox (Journal of Financial Economics, 2025).

Finclusion_Excel.zip (Excel format) and Finclusion_Stata.zip (Stata format) contain aggregate datasets, based on the actual tax microdata, on financial participation by year, ZCTA, and income quintile. These datasets are intended to facilitate future research.