云上科企

科技型企业由于其轻资产的特性，很难通过传统抵押贷款的方式获得大量融资，而信用贷款方式金融机构又缺少相应数据支撑。从而导致了科技型企业融资难、融资额度低的问题。 “云上科企”通过科技支撑项目数据、高新技术企业信息以及知识产Tech-based enterprises, due to their light-asset characteristics, find it difficult to secure substantial financing via traditional mortgage loans. Meanwhile, financial institutions lack corresponding data support for credit loan services, which leads to the problems of difficult financing and low financing amount for tech-based enterprises. "Yunshang Keqi" leverages science and technology-supported project data, information of high-tech enterprises, as well as intellectual property

搜集汇总

背景与挑战

背景概述

该数据集针对科技型企业因轻资产特性导致的融资难题，通过整合高新技术企业信息、科技项目数据等，为信用贷款提供数据支撑。